Terms of Service
Last updated: April 13, 2026
Acceptance of Terms
These Terms of Service govern your use of vigcard and its services. By accessing and using our website, educational resources, and coaching materials, you acknowledge that you have read, understood, and agree to be bound by all the terms and conditions contained herein. We reserve the right to modify these terms at any time without prior notice. Your continued use of our services following any changes constitutes your acceptance of the new terms. If you do not agree with any part of these terms, you must discontinue use of our website and services immediately. These terms apply to all users, including but not limited to individual coaches, educators, learners, and any other visitors to our platform dedicated to life coaching for people over 45 in Portugal.
User Obligations and Responsibilities
As a user of our services, you agree to use our platform only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment. Prohibited behavior includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, disrupting normal flow of dialogue within our platform, and attempting to gain unauthorized access to our systems. You are responsible for maintaining the confidentiality of any account information you create and for all activities that occur under your account. You agree to provide accurate, current, and complete information when registering or using our services. We are not responsible for any unauthorized use of your account or breach of security unless caused by our negligence. Any violation of these obligations may result in immediate suspension or termination of your access to our services.
Intellectual Property Rights
All content provided on our website, including text, graphics, logos, images, educational materials, coaching resources, videos, and audio content, is the property of our organization or our content licensors and is protected by international copyright laws. You may view and print pages for personal, non-commercial use only, provided you retain all copyright and proprietary notices. Reproduction, modification, distribution, or transmission of any content without our prior written consent is strictly prohibited. This includes sharing educational resources outside the permitted scope of our services. We grant you a limited, non-exclusive, non-transferable license to access our materials for personal development and learning purposes related to life coaching, midlife transition support, and personal reinvention. Any unauthorized use of our intellectual property may result in legal action and liability for damages. We appreciate your respect for our creative work and educational contributions to the life coaching community.
Limitation of Liability
Our services are provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of any content on our website. To the fullest extent permitted by applicable law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services, including damages for loss of data, loss of profits, or loss of business opportunity. This limitation applies regardless of the cause of action, whether based on warranty, contract, tort, strict liability, or any other legal theory. Our total liability to you shall not exceed the amount you have paid to us for services in the preceding twelve months. Some jurisdictions do not allow limitation of liability, so this restriction may not apply to you. We encourage you to review our disclaimer page for additional important information.
Termination and Access Restrictions
We reserve the right to terminate or suspend your access to our services immediately, without prior notice or liability, if you violate any of these terms or engage in any conduct that we deem harmful, offensive, or inappropriate. Grounds for termination include but are not limited to: violation of these terms, unlawful conduct, infringement of intellectual property rights, harassment of other users, and any activity that threatens the integrity or security of our platform. Upon termination, your right to use our services ceases immediately. We may retain certain information in accordance with our privacy policy and applicable laws. Termination does not relieve you of any obligations arising before the termination date. You may request termination of your account at any time by notifying us through appropriate channels. We will make reasonable efforts to provide you with access to your personal data before complete account deletion, in compliance with data protection regulations and our commitment to supporting your personal reinvention journey.
Questions About These Terms
If you have any questions, concerns, or need clarification regarding these Terms of Service, we encourage you to reach out to us. We are committed to addressing your inquiries promptly and professionally. Our team is dedicated to ensuring that our services remain transparent, fair, and beneficial to everyone in our community focused on life coaching, midlife transition support, and personal reinvention for people over 45 in Portugal.